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Protecting Yourself from Scams in Times of Crisis

Writer's picture: thehartwellcorpthehartwellcorp

Natural disasters such as floods, hurricanes, tornadoes, and wildfires can bring out the best in many of us, inspiring a surge of goodwill and a desire to help those in need.


Unfortunately, they also bring out the worst in some individuals, particularly hackers and scammers who exploit our emotions and willingness to help. At The Hartwell Corporation, we want to help protect all our clients by highlighting the importance of being vigilant about potential scams, especially when it comes to donation links received via email or text messages.



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The Tactics Hackers Use


Hackers are adept at preying on emotions during times of crisis. They know that when a natural disaster strikes, people are more likely to act quickly and less critically in their efforts to support relief efforts. Here are some common tactics they use to deceive well-meaning individuals:

  • Emotional Appeals: Scammers generate heart-wrenching stories and images to evoke strong emotional responses. These appeals are designed to lower your guard and prompt immediate action.

  • Urgency and Pressure: Fraudsters create a sense of urgency, insisting that immediate action is required to help victims. This tactic discourages critical thinking and thorough verification.

  • Impersonation: Hackers often impersonate reputable charities or relief organizations. They may create fake websites or email addresses that closely resemble those of legitimate entities.


Tips for Spotting Fake Solicitations


To ensure that your generosity reaches the intended recipients and not the pockets of scammers, it's crucial to take a few precautionary steps. Here are some tips for spotting and avoiding fake solicitations:


Verify the Source

Always verify the legitimacy of the organization before making any donations. Check the official website and contact the organization directly through verified channels to confirm the authenticity of the donation request.


Be Wary of Unsolicited Requests

Be cautious of unsolicited donation requests received via email or text message, especially those that come with urgent calls to action. Legitimate organizations rarely use these methods for first-time contact.


Check the URL

Inspect the URL of the donation link carefully. Look for slight misspellings or unusual domain names that could indicate a fake website.


Research the Organization

Conduct thorough research on the charity or organization. Look for reviews, ratings, and reports from trusted sources such as Charity Navigator, GuideStar, or the Better Business Bureau.  If the organizations social media is relatively new, it could be a sign it was quickly setup by a scammer.


Avoid Clicking on Links

Instead of clicking on links provided in unsolicited messages, visit the charity's official website by typing the URL directly into your browser. This reduces the risk of being redirected to a fraudulent site.


Be Cautious with Payment Information

Never provide your personal or financial information through email or text message. Use secure payment methods recommended by the legitimate organization’s official website.


Conclusion


While it is commendable to reach out and help those affected by natural disasters, it is equally important to ensure that your contributions are secure and reach the intended recipients. By staying vigilant and following the tips provided, you can protect yourself from scams and make a meaningful difference in the lives of those in need.


Stay safe and informed, and let your generosity shine through in the most secure and effective way possible.

 

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