Personal Insurance
Tailored to Your Needs
Auto Insurance
Autos don't just get your to and from your next campsite or football game. They are a integral part of your everyday life.
We believe in tailoring coverage to fit your needs.
As an independent agency we have access to multiple companies and can find the one that meets your needs and budget.
We offer insurance coverage for:
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Home
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Fire Dwelling
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Renters
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Auto
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Recreational - ATVs or Motorcycles
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Watercraft
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Personal Umbrella
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Personal Articles Floater
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Flood
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and more.
Understanding Personal Insurance
When it comes to protecting your most valuable assets, personal insurance is essential. It provides financial security against unexpected events that might result in property damage, liability claims, or loss. The two primary types of personal insurance are home insurance and auto insurance. Each offers different types of coverage to meet a variety of needs.
Types of Home Insurance
Your home is one of your most significant investments. Therefore, it's crucial to have the right protection. Home insurance typically includes:
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Dwelling Coverage: Protects the structure of your home from damages caused by covered perils such as fire, windstorm, hail, and vandalism.
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Personal Property Coverage: Covers the contents of your home, including furniture, electronics, and personal belongings, in case of theft or damage.
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Liability Coverage: Provides financial protection if you're held responsible for injuries to others or damage to their property.
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Additional Living Expenses: Covers costs incurred if you need temporary housing due to damage to your home from a covered event.
Types of Auto Insurance
Auto insurance is equally crucial to ensure financial protection on the road. Types of auto insurance include:
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Liability Coverage: Pays for damages or injuries you cause to others in an accident.
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Collision Coverage: Covers damages to your vehicle resulting from a collision with another vehicle or object.
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Comprehensive Coverage: Protects against non-collision-related incidents such as theft, fire, or natural disasters.
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Uninsured/Underinsured Motorist Coverage: Covers you if you're involved in an accident with a driver who has insufficient or no insurance.
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Personal Injury Protection (PIP): Covers medical expenses for you and your passengers, regardless of who is at fault.
Why Choose an Independent, Employee-Owned Agency?
Personalized Service
Independent agencies are not tied to a single insurance provider. This means they can offer a wide range of options from various insurers, ensuring you get the coverage that best suits your needs. Our team takes the time to understand your unique circumstances, providing tailored recommendations to fit your lifestyle and budget.
Expertise and Advocacy
As an employee-owned agency, every team member is invested in your satisfaction. Our agents have a vested interest in providing exceptional service and advocacy. We work on your behalf, handling claims and policy changes efficiently and effectively. You can trust that our advice is always in your best interest.
Long-Term Relationships
We believe in building long-term relationships with our clients. Our goal is to be your trusted insurance advisor for life. As your needs change, we adjust your coverage to keep you protected. Our commitment to your financial security and peace of mind is unwavering.
Better Value
By comparing policies from multiple insurers, we can find the best coverage at the best price. Our independence allows us to negotiate on your behalf, ensuring you get the most value for your premium dollars.
Contact Us Today
Ready to explore your insurance options? Contact us today to speak with a knowledgeable agent who can guide you through the process. Whether you're looking for home or auto insurance, we're here to help you find the right coverage to protect what matters most.